Stripe Features Explained (2026)
The default way to accept online payments, with pricing that only costs you when you get paid. Some light configuration required. Setup takes 1 hour.
Search all tools, guides and more
Quick answer
Stripe is a payment processor used by businesses of every size to accept card and digital payments online. It charges 2.9% plus 30 cents per successful US card transaction with no monthly fee, setup fee, or hidden charges. It integrates with almost every invoicing, accounting, and automation tool, making it the common payment layer behind pay-now links and online checkout.
Stripe key features — what each one means for your business
5 features — each explained as a specific business outcome, not a technical specification.
Online card payments
Accept all major cards and digital wallets online.
Pay-now invoice links
Add a button to invoices so clients pay by card in seconds.
Automatic reconciliation
Matches payments to invoices in connected accounting tools.
Radar fraud protection
Uses machine learning to block fraudulent payments.
Wide integration support
Connects to nearly every invoicing, accounting, and automation tool.
These features in practice
4 real workflows Stripe users run using these features. Users report saving 2-3 hours/week on average.
Features Stripe does NOT have
Knowing what Stripe cannot do is as important as knowing what it can. If you need any of these, a different tool may be the better fit.
Which Stripe plan includes these features?
Stripe has 3 plans. Not every feature below is available on every tier — here is exactly what each plan unlocks.
Standard processing
2.9% + $0.30
Per successful US card transaction, no monthly fee
Invoicing add-on
0.4-0.5%
Of the paid invoice amount, on top of processing
International cards
+1.5%
Added for non-US cards, plus 1% currency conversion
Stripe saves 2-3 hours/week. Does your current setup?
Your first live workflow can be running in 1 hour. Start free.