Home / Tools / Zoho Books / Features
Zoho Books Features Explained (2026)
Real double-entry accounting that stays free until your business is genuinely growing. No technical knowledge needed. Setup takes 2 hours.
Search all tools, guides and more
Quick answer
Zoho Books is accounting software for small and growing businesses. It covers invoicing, expenses, bank reconciliation, and financial reports, and sends automatic payment reminders on the free plan. It is free for businesses under about $50,000 in annual turnover, then runs from roughly $15 to $50 per month per organization. It connects to Zoho Invoice, Bigin, and the wider Zoho suite.
Zoho Books key features — what each one means for your business
6 features — each explained as a specific business outcome, not a technical specification.
Automatic payment reminders
Chases overdue invoices on a schedule you set.
Bank reconciliation
Matches your bank feed against invoices and expenses automatically.
Financial reports
Profit and loss, balance sheet, and cash flow on demand.
Expense tracking
Log and categorise expenses, with receipt scanning.
Client portal
Lets clients view and pay invoices and see their history.
Multi-currency
Invoice and record transactions in multiple currencies.
These features in practice
4 real workflows Zoho Books users run using these features. Users report saving 4-6 hours/week on average.
Features Zoho Books does NOT have
Knowing what Zoho Books cannot do is as important as knowing what it can. If you need any of these, a different tool may be the better fit.
Which Zoho Books plan includes these features?
Zoho Books has 3 plans. Not every feature below is available on every tier — here is exactly what each plan unlocks.
Free
$0/mo
Businesses under ~$50k turnover, 1 user, up to 1,000 invoices/yr, automatic payment reminders, bank reconciliation, reports
Standard
$15/mo
3 users, up to 5,000 invoices/yr, time tracking, per organization
Professional
$40/mo
5 users, purchase orders, project profitability, per organization
Zoho Books saves 4-6 hours/week. Does your current setup?
Your first live workflow can be running in 2 hours. Start free.